Practice Areas

Personal Injury Claims

Insurance companies are required by Colorado law to fairly investigate and adjust accident and injury claims. Too often, however, they act unlawfully in order to increase profits. For example, we busted State Farm for using undue means to gain advantage against its own customers. Click on our Published Cases for details.

If you were injured in a car accident, the defedant's insurance company should protect its insured from an "excess judgment" (a jury award greater than the insurance policy limits) by making a reasonable settlement offer to compensate you for your accident-related injuries and damages. Under Colorado law, that includes economic losses (medical expense, loss of income because you cannot work, etc.) non-economic losses (pain and suffering, etc.), physical disability, and disfigurement.

The "value" of your accident or personal injury claim is determined by what a jury is likely to award if you went to trial. In order to win, we must prove all three "elements" of the offense. For auto accidents, the elements we must prove are:

1. The defendant was negligent. "Negligent" basically means careless.

2. You sustained injury or damage.

3. The defedants' negligence was a cause of your injuries and damages.

Often we are able to settle accident claims fairly, before a lawsuit is filed. Most of the injury cases we take to court, settle at a court-ordered settlement conference, which usually happens after depositions. But sometimes it is necessary to let a judge and jury determine the personal injury case. Sometimes, however, the insurance company tries to "wear you down" by delay and hardball tactics, although the insurance adjusters know perfectly well you claim is honest and legitimate.

One of the factors insurance companies consider in evaluating personal injury accident claims is the quality of the claimant's lawyer. If the insurance companies know the victim's lawyer is willing and ready to go to trial, and the lawyer has won some tough or complicated cases in the past, it will offer more than if the Claimant's law firm is just a "mill" that settles a volume of accident cases cheap.

At the Silvern Law Offices, we are proud of our record keeping insurance companies and their lawyers honest. We have a track record of taking personal injury accident cases to trial when necessary, and have won some difficult car and motorcycle accident cases that have been written up in newspapers and professional magazines. Insurance companies respect the fact that we will fight for our accident victim clients and are effective at persuading jurors and judges that our personal injury clients truly suffered because of someone else's negligence. Click on New Reports and Published Cases and Precedents for details regarding some of our cases that have been written up. Of course, most of our cases settle quickly and privately. They settle better, though, because of our successes in Court.

If you want honest, effective, representation, email us for a free case review or call 303-502-5012 for an appointment with a dedicated personal injury lawyer.